Queensland’s Total and Permanent Disability Claims Compensation Specialists

Total and Permanent Disability Claims

Being unable to work due to an injury or illness can make life extremely difficult. If you can no longer earn an income in your former capacity, you may be entitled to a Total and Permanent Disability (TPD) payout.

What Is TPD Insurance?

TPD insurance is a type of living insurance that provides you with financial support in the event that you can no longer work. Designed to cover the cost of rehabilitation, lost income, and future living costs, it is usually paid in a lump sum. You can access TPD insurance through private life insurance, worker’s compensation, or your superannuation fund.

What Is The TPD Claims Process?

Making a TPD claim can be a lengthy and complex process. To ensure the success of your claim, you will need to prove to your TPD insurance provider that you can no longer work. It can be difficult dealing with insurers, and you may need help verifying your entitlement to claim.

Before taking legal action, it is recommended you seek legal advice. Our personal injury lawyers can assist you with the claims process, allowing you to focus on your recovery while we take care of legal proceedings.

How Long Does A TPD Claim Take?

Most TPD claims can be resolved within a matter of months. Once your claim has been lodged, your insurer or super fund will assess your situation. They may request further information or documents before a settlement can be reached.

If the review process is taking an unreasonable amount of time, you may be able to take further legal action to try and enforce your entitlement to a TPD payout. Having a personal injury lawyer manage your claim can help you access your TPD payment sooner rather than later.

Can I Claim TPD Through My Superannuation?

Yes, if your superannuation policy includes TPD insurance. To successfully claim TPD through your superannuation, you will need to satisfy the conditions set out in your fund’s policy. Most superannuation funds include some level of TPD cover, offering employees a form of protection against serious injuries.

Before taking legal action for a total and permanent disability, always check your superannuation fund’s fine print to check exactly what it covers.

What Costs Are Involved With Claiming TPD?

The costs involved with making a TPD claim can differ depending on your case’s complexity. If you are worried you may not have sufficient finances to make a claim, Personal Injury Helpline offers legal advice. We are able to assist you throughout the process with our No Win No Fee service.

You will only be required to cover the cost of your legal fees if you are awarded compensation. If your TPD claim is unsuccessful, you won’t have to pay us anything at all.

How Much Compensation Am I Entitled To When Making A TPD Claim?

The amount of your TPD payment will be based on your unique circumstances. After reviewing your case, our lawyers can advise you on a suitable claim amount.

Email Us!


Edit Template

Frequently Asked Questions

TPD Compensation

TPD stands for Total and Permanent Disability which is a compensation that an individual can claim if they have sustained an illness or injury that prevents them from working for three months or longer.

How much compensation you will receive for a TPD claim will depend on the severity of your injuries and other factors in your unique circumstances. To determine how much compensation you are entitled to, contact our lawyers to discuss your case and we may be able to advise you on a suitable claim amount.

Find out if you are eligible for a TPD payment today by contacting us on either 1800 HELPLINE (1800 435 754). To get in touch online, complete the attached contact form and we will call you at the first opportunity.

What We Offer

Edit Template

Get a Free Claim Assessment Today

Come Talk To Us

Matisse Tower Level 1, 110
Mary Street Brisbane QLD 4000

Copyright © 2023 Personal Injury Helpline

Privacy policy |  Terms and Condition

Call Now